Our cost overview

Ginmon service fee

0,75%
of the investment amount per year
learn more >

ETF costs

0,24%
average ETF costs per year
leran more >

The Ginmon
pricing scheme:

Putting your money to work doesn't have to be expensive.

Our cost overview

Ginmon service fee

0.75 %

of your invested amount per year
learn more >

ETF costs

0.24%

average ETF costs per year
learn more >

Full transparency

No hidden costs

Full transparency

No hidden costs

No transaction costs

There are no additional costs of securities in your portfolio are bought or sold.

Payments are free of charge

You can make deposits or withdrawals at any time free of charge. Changing the savings rate is free of charge as well.

Account closure is free of charge

In case you don’t need your Ginmon account anymore, you can close it at any time and
withdraw the entire amount you have invested, free of charge.

Ginmon service fee

Ginmon service fee

Since Ginmon aggregates the security purchases and sales of all customers, individual portfolio management is less expensive than if you act on your own. The basic fee covers any costs arising from portfolio management and transactions.

In this way, Ginmon warrants a choice of investment vehicles that is 100% independent and free of any commissions. The minimum basic fee is €1.50 per month.

How much is the service fee for me?

Your investment amount:

0.00
1,000 €
50,000 €
100,000 €
1,000,000 €

Ginmon Servicefee

0.00

at 0.75% p.a.

customary fee

0.00

at 1.88% p.a.

ETF costs

Compared to other investment vehicles, ETFs and index funds are characterised by low fee structures. The average fund fee (TER) per year across all funds and strategies is 0.22%. The fund provider directly subtracts the fee from the net asset value (NAV). Additionally, due to bid-ask spreads trading costs of 0.02% per year can be expected*. Our proprietary algorithm apeironenhance enables us to minimize portfolio turnover and thus, trading costs of our portfolios are typically significantly lower than those of comparative providers.

The indicated trading costs are calculated as the average across all strategies and assuming annual portfolio turnover of 15% of the portfolio value at the beginning of the year. Trading costs refer to the average bid-ask spread of our ETFs during the first quarter of 2018 on Xetra (source Bloomberg). Actual bid-ask spreads may be different. Additional information to the indicated trading costs
Additional information to the indicated trading costs
The indicated trading costs are calculated as the average across all strategies and assuming annual portfolio turnover of 15% of the portfolio value at the beginning of the year. Trading costs refer to the average bid-ask spread of our ETFs during the first quarter of 2018 on Xetra (source Bloomberg). Actual bid-ask spreads may be different.

Frequently asked questions

How can the fees be paid?

The fees are charged on a quarterly basis directly in your Ginmon account. Any action from you is not necessary.
To avoid unnecessary sales a small amount of liquidity reserve is however maintained.

Are further deposits and withdrawals free of charge?

You can make deposits and withdrawals free of charge at any time.
There are no additional costs.

Can I change the selected investment strategy?

Yes, you can change the selected investment strategy free of charge at any time.
No costs will be charged.

Is there a minimum term?

No, the closure of your Ginmon account is possible free of charge at any time.
There are no additional costs.

Are there any set-up costs or charges for changing the savings rate?

No, you can change your savings rate free of charge at any time or even reduce it to € 0 as long your investment amount is more than € 5,000.

What happens if the value of my account falls below the minimum investment amount due to value fluctuation?

No problem. There are no margin calls or similar claims.

ETF costs

Compared to other investment vehicles, ETFs and index funds are characterised by low fee structures. The average fund fee (TER) per year across all funds and strategies is 0.22%. The fund provider directly subtracts the fee from the net asset value (NAV). Additionally, due to bid-ask spreads trading costs of 0.02% per year can be expected*. Our proprietary algorithm apeironenhance enables us to minimize portfolio turnover and thus, trading costs of our portfolios are typically significantly lower than those of comparative providers.

Additional information to the indicated trading costs
The indicated trading costs are calculated as the average across all strategies and assuming annual portfolio turnover of 15% of the portfolio value at the beginning of the year. Trading costs refer to the average bid-ask spread of our ETFs during the first quarter of 2018 on Xetra (source Bloomberg). Actual bid-ask spreads may be different.
  

 

 

Mainzer Landstraße 33a
60329 Frankfurt am Main
Phone +49 69-15322-7340